Bank or mortgage applications
Most Kenyan lenders require a certified valuation before approving a property-backed loan. We produce reports structured to meet lender requirements and withstand internal review.
Valuation

Chessgrovez delivers grounded, data-backed property valuations for sales, bank finance, estate matters, and investment decisions — no inflated figures, no vague estimates.
An inflated valuation feels good for about ten seconds — then it sits unsold for six months while the market moves on. An undervalued property costs you money you'll never recover. We build our valuations from genuine comparable sales data across Kakamega's sub-markets: Milimani residential plots, Amalemba rental yields, agricultural parcels in Lugari, commercial frontage on Mumias Road. We cross-reference site visits with transaction records to arrive at a figure you can defend to a bank, a buyer, or a probate court. Every report we produce carries the reasoning, not just the number.
More often than you might think. Here are the four most common situations our clients come to us with.
Most Kenyan lenders require a certified valuation before approving a property-backed loan. We produce reports structured to meet lender requirements and withstand internal review.
When property is inherited or subject to a court order, an independent, documented valuation is essential. We provide clear, formal reports that hold up in legal proceedings.
Before you commit to a listing price, get a professional read on the market. A well-priced property sells faster and for closer to its true value than one that's been reduced twice.
Buying land or a building as an investment? We assess current market value and, where the data supports it, provide commentary on comparable yield and capital growth patterns in the sub-area.
Our valuations cover residential, agricultural, and small commercial property in Kakamega County. We don't perform specialist valuations for large-scale infrastructure, plant and machinery, or mining rights — those require registered valuers with specific professional certification beyond our scope. For statutory valuations required by certain public bodies, you may need a registered valuer listed with the Institution of Surveyors of Kenya — we'll confirm whether your specific use case requires that level and refer you if so. Turnaround is typically five to seven working days from site visit.
“I needed a valuation quickly for a bank loan application on a plot I owned in Lugari. Chessgrovez visited the site, had the report to me in six days, and the bank accepted it without asking for a revision. Straightforward, no fuss.”
Peter Barasa, Lugari
Tell us the property type and location and we'll give you a quote for the report.